bunq Free

The essentials to get you started.

Yellow hand holding a phone displaying bunq cards with a blue location icon above.

bunq Free

The essentials to get you started.

Yellow hand holding a phone displaying bunq cards with a blue location icon above.

bunq Free

The essentials to get you started.

Yellow hand holding a phone displaying bunq cards with a blue location icon above.

Your new bank account, ready in just 5 minutes

Orange globe icon on a dark circular background representing global access.

100% online - no branch visits, no paperwork

Just download the bunq app and sign up from anywhere.

Green document icon on a dark circular background representing digital paperwork.

Start without tax ID

No tax ID? No problem. Start banking right away and provide it within 90 days.

Pink coin stack icon on a dark circular background representing savings.

Earn up to 2.01% interest - paid out weekly

Boost your savings with 2.01% interest on EUR, and 3.01% on USD and GBP

Your new bank account, ready in just 5 minutes

Orange globe icon on a dark circular background representing global access.

100% online - no branch visits, no paperwork

Just download the bunq app and sign up from anywhere.

Green document icon on a dark circular background representing digital paperwork.

Start without tax ID

No tax ID? No problem. Start banking right away and provide it within 90 days.

Pink coin stack icon on a dark circular background representing savings.

Earn up to 2.01% interest - paid out weekly

Boost your savings with 2.01% interest on EUR, and 3.01% on USD and GBP

Your new bank account, ready in just 5 minutes

Orange globe icon on a dark circular background representing global access.

100% online - no branch visits, no paperwork

Just download the bunq app and sign up from anywhere.

Green document icon on a dark circular background representing digital paperwork.

Start without tax ID

No tax ID? No problem. Start banking right away and provide it within 90 days.

Pink coin stack icon on a dark circular background representing savings.

Earn up to 2.01% interest - paid out weekly

Boost your savings with 2.01% interest on EUR, and 3.01% on USD and GBP

List of budget categories for Bills, Shopping, and Savings with progress bars and amounts.

Bank account & Savings account

Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

List of budget categories for Bills, Shopping, and Savings with progress bars and amounts.

Bank account & Savings account

Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

List of budget categories for Bills, Shopping, and Savings with progress bars and amounts.

Bank account & Savings account

Take your budgeting to the next level by organizing your finances with up to 3 dedicated money pots. Each with a unique IBAN, so you can easily transfer money and even use them for direct debits.

Digital card labeled Savings with a balance of €100,000 and yellow pins attached.

2.01%* interest paid out weekly

Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.

Digital card labeled Savings with a balance of €100,000 and yellow pins attached.

2.01%* interest paid out weekly

Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.

Digital card labeled Savings with a balance of €100,000 and yellow pins attached.

2.01%* interest paid out weekly

Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.

Yellow finger tapping on a touchscreen with icons for payments and transfers.

Everything in an instant

From instant notifications to real-time limit control, bunq makes it all lightning quick. Open your account in minutes, instantly create your card, and start spending right away.

Yellow finger tapping on a touchscreen with icons for payments and transfers.

Everything in an instant

From instant notifications to real-time limit control, bunq makes it all lightning quick. Open your account in minutes, instantly create your card, and start spending right away.

Yellow finger tapping on a touchscreen with icons for payments and transfers.

Everything in an instant

From instant notifications to real-time limit control, bunq makes it all lightning quick. Open your account in minutes, instantly create your card, and start spending right away.

bunq card with rainbow colors and sunburst lines in the background.

Get your Virtual Credit Card

Every bunq user gets a Debit or Credit Card. That means no interest fees or annual charges! Create it instantly in the bunq app, top it up and add it to your Apple Pay or Google Pay right away. You can start making mobile payments today!

bunq card with rainbow colors and sunburst lines in the background.

Get your Virtual Credit Card

Every bunq user gets a Debit or Credit Card. That means no interest fees or annual charges! Create it instantly in the bunq app, top it up and add it to your Apple Pay or Google Pay right away. You can start making mobile payments today!

bunq card with rainbow colors and sunburst lines in the background.

Get your Virtual Credit Card

Every bunq user gets a Debit or Credit Card. That means no interest fees or annual charges! Create it instantly in the bunq app, top it up and add it to your Apple Pay or Google Pay right away. You can start making mobile payments today!

Account interface showing scheduling payment details.

Effortless payment management

Simplify outgoing payments with AutoAccept and Scheduled Payments. Automatically approve requests from trusted contacts and allow them to schedule payments in advance.

Account interface showing scheduling payment details.

Effortless payment management

Simplify outgoing payments with AutoAccept and Scheduled Payments. Automatically approve requests from trusted contacts and allow them to schedule payments in advance.

Account interface showing scheduling payment details.

Effortless payment management

Simplify outgoing payments with AutoAccept and Scheduled Payments. Automatically approve requests from trusted contacts and allow them to schedule payments in advance.

Visual representation of cryptocurrency prices: Bitcoin, Ethereum, and Stellar listed with their current values.

Safely buy and sell crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap.

Visual representation of cryptocurrency prices: Bitcoin, Ethereum, and Stellar listed with their current values.

Safely buy and sell crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap.

Visual representation of cryptocurrency prices: Bitcoin, Ethereum, and Stellar listed with their current values.

Safely buy and sell crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap.

Financial stocks chart showing €100 with a green upward trend line on a dark background.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Financial stocks chart showing €100 with a green upward trend line on a dark background.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Financial stocks chart showing €100 with a green upward trend line on a dark background.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Card showing currency conversion of ¥2,990 with multiple country flags.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per year for bunq Free users.

Card showing currency conversion of ¥2,990 with multiple country flags.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per year for bunq Free users.

Card showing currency conversion of ¥2,990 with multiple country flags.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone. Up to €1,000 per year for bunq Free users.

Instant Support card with a yellow handshake icon and a blue Start button.

Instant Support, when you need it

Get answers instantly, with no waiting and no delays. Our support is available 24/7, so you can resolve your questions in seconds. Jump straight into chat and get the help you need anytime.

Instant Support card with a yellow handshake icon and a blue Start button.

Instant Support, when you need it

Get answers instantly, with no waiting and no delays. Our support is available 24/7, so you can resolve your questions in seconds. Jump straight into chat and get the help you need anytime.

Instant Support card with a yellow handshake icon and a blue Start button.

Instant Support, when you need it

Get answers instantly, with no waiting and no delays. Our support is available 24/7, so you can resolve your questions in seconds. Jump straight into chat and get the help you need anytime.

Digital forest illustration with tree count, CO₂ offset, and team contribution stats.

Offset your CO2

We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.

Digital forest illustration with tree count, CO₂ offset, and team contribution stats.

Offset your CO2

We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.

Digital forest illustration with tree count, CO₂ offset, and team contribution stats.

Offset your CO2

We’re planting 30 million trees! Spend with your bunq card and earn trees as you go. With veritree, each tree is planted at the right time, in the right place, and carefully tracked as it grows. You’ll be able to follow your trees and see the positive impact they make over time.

Trusted by millions of users

Icon featuring a shield with a dollar sign, representing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Green circular icon featuring two horizontal bars with arrows, suggesting movement or interchange.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a bold pink border featuring a white check mark in the center.

Instant Payments

Send and receive money instantly, no waiting.

A blue circular icon featuring a speech bubble with a question mark inside.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Icon featuring a shield with a dollar sign, representing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Green circular icon featuring two horizontal bars with arrows, suggesting movement or interchange.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a bold pink border featuring a white check mark in the center.

Instant Payments

Send and receive money instantly, no waiting.

A blue circular icon featuring a speech bubble with a question mark inside.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Icon featuring a shield with a dollar sign, representing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Green circular icon featuring two horizontal bars with arrows, suggesting movement or interchange.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a bold pink border featuring a white check mark in the center.

Instant Payments

Send and receive money instantly, no waiting.

A blue circular icon featuring a speech bubble with a question mark inside.

24/7 support

Instant help in your language, whenever you need it.

  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.

Frequently Asked Questions

Is bunq Free this a free bank account?

The bunq Free plan is free! It is the perfect plan with all the essentials to get you started! Simply download the app, set it up in just 5 minutes and deposit any amount you like. You can also withdraw money up to 2 times a month and you even get a little taste of how bunq makes life easy.

Of course, to truly experience life without the hassle of money admin you can always upgrade to bunq Core, bunq Pro or bunq Elite in seconds. All the benefits of bunq Free apply to our other plans as well. ✨

You can see all of the cool plans we currently provide here

What are the main features of bunq Free bank account?

The free bank account at bunq gives you all the essentials to get you started, all without monthly costs. Here’s what you get:

💸 Essential Banking Features

  • A combination of 3 bank accounts – Choose between a Savings Account, Multi-currency Savings, Multi-currency Bank Account, or a regular Bank Account.

  • Instant Payments – Send and receive money instantly, anytime.

  • Scheduled Payments – Automate transfers with ease.

  • bunq.me Requests – Create personalized payment requests and get paid faster.

  • Apple Pay & Google Pay – Pay seamlessly with your phone.

  • (Instant) IBAN to IBAN Transfers – Move money quickly across accounts.

🌍 Save & Spend Smart

  • Virtual Card – Instantly access a Virtual Card for online payments with Apple Pay or Google Pay, at no extra cost.

  • Foreign Currency Transfer – Spend in multiple currencies effortlessly.

  • ZeroFX – Exchange up to €1,000 per year with zero fees.

  • MassInterest – Earn interest on your savings, paid weekly:

  • Up to 2.01% for EEA residents.

  • Up to 3.01% for savings in USD and GBP.

🌱 Make an Impact

Planting Trees as You Go – For every €1,000 spent with your bunq card, a tree is planted to help offset your CO2 footprint.

🚀 Extra Perks & Convenience

  • Tap to Pay – Accept card payments directly with your phone.

  • eSIM – Save up to 90% on roaming costs when you travel.

  • bunq Web – Manage your finances from any device.

  • Joint Accounts – Share an account with friends or family.

  • Group Expenses – Easily track and split costs with others.

🔒 Security & Peace of Mind

  • Biometric ID – Secure login with fingerprint or Face ID.

  • Deposit Protection – Your funds are safe and insured.

  • Instant Notifications – Stay on top of your transactions.

  • 24/7 Support – Get help whenever you need it.

Can I also switch to another account at a later stage?

Of course, to truly experience life without the hassle of money admin you can always switch to bunq Free, bunq Core, bunq Pro or bunq Elite in seconds. ✨

How does bunq protect my bank account?

At bunq, your security is our absolute priority. Throughout our entire history, not a single cent has been lost due to a security breach. Our state-of-the-art security systems are designed to protect you and your money at all times.

  • Real-time monitoring: Our systems constantly watch for suspicious activity.

  • Instant account lockdown: If anything seems out of the ordinary, we can quickly secure your account to prevent unauthorized access.

  • Robust security protocols: We follow industry-leading best practices and continuously update our systems to ensure your data and money remain protected.

Want to learn more? Follow this link.

Frequently Asked Questions

Is bunq Free this a free bank account?

The bunq Free plan is free! It is the perfect plan with all the essentials to get you started! Simply download the app, set it up in just 5 minutes and deposit any amount you like. You can also withdraw money up to 2 times a month and you even get a little taste of how bunq makes life easy.

Of course, to truly experience life without the hassle of money admin you can always upgrade to bunq Core, bunq Pro or bunq Elite in seconds. All the benefits of bunq Free apply to our other plans as well. ✨

You can see all of the cool plans we currently provide here

What are the main features of bunq Free bank account?

The free bank account at bunq gives you all the essentials to get you started, all without monthly costs. Here’s what you get:

💸 Essential Banking Features

  • A combination of 3 bank accounts – Choose between a Savings Account, Multi-currency Savings, Multi-currency Bank Account, or a regular Bank Account.

  • Instant Payments – Send and receive money instantly, anytime.

  • Scheduled Payments – Automate transfers with ease.

  • bunq.me Requests – Create personalized payment requests and get paid faster.

  • Apple Pay & Google Pay – Pay seamlessly with your phone.

  • (Instant) IBAN to IBAN Transfers – Move money quickly across accounts.

🌍 Save & Spend Smart

  • Virtual Card – Instantly access a Virtual Card for online payments with Apple Pay or Google Pay, at no extra cost.

  • Foreign Currency Transfer – Spend in multiple currencies effortlessly.

  • ZeroFX – Exchange up to €1,000 per year with zero fees.

  • MassInterest – Earn interest on your savings, paid weekly:

  • Up to 2.01% for EEA residents.

  • Up to 3.01% for savings in USD and GBP.

🌱 Make an Impact

Planting Trees as You Go – For every €1,000 spent with your bunq card, a tree is planted to help offset your CO2 footprint.

🚀 Extra Perks & Convenience

  • Tap to Pay – Accept card payments directly with your phone.

  • eSIM – Save up to 90% on roaming costs when you travel.

  • bunq Web – Manage your finances from any device.

  • Joint Accounts – Share an account with friends or family.

  • Group Expenses – Easily track and split costs with others.

🔒 Security & Peace of Mind

  • Biometric ID – Secure login with fingerprint or Face ID.

  • Deposit Protection – Your funds are safe and insured.

  • Instant Notifications – Stay on top of your transactions.

  • 24/7 Support – Get help whenever you need it.

Can I also switch to another account at a later stage?

Of course, to truly experience life without the hassle of money admin you can always switch to bunq Free, bunq Core, bunq Pro or bunq Elite in seconds. ✨

How does bunq protect my bank account?

At bunq, your security is our absolute priority. Throughout our entire history, not a single cent has been lost due to a security breach. Our state-of-the-art security systems are designed to protect you and your money at all times.

  • Real-time monitoring: Our systems constantly watch for suspicious activity.

  • Instant account lockdown: If anything seems out of the ordinary, we can quickly secure your account to prevent unauthorized access.

  • Robust security protocols: We follow industry-leading best practices and continuously update our systems to ensure your data and money remain protected.

Want to learn more? Follow this link.

Frequently Asked Questions

Is bunq Free this a free bank account?

The bunq Free plan is free! It is the perfect plan with all the essentials to get you started! Simply download the app, set it up in just 5 minutes and deposit any amount you like. You can also withdraw money up to 2 times a month and you even get a little taste of how bunq makes life easy.

Of course, to truly experience life without the hassle of money admin you can always upgrade to bunq Core, bunq Pro or bunq Elite in seconds. All the benefits of bunq Free apply to our other plans as well. ✨

You can see all of the cool plans we currently provide here

What are the main features of bunq Free bank account?

The free bank account at bunq gives you all the essentials to get you started, all without monthly costs. Here’s what you get:

💸 Essential Banking Features

  • A combination of 3 bank accounts – Choose between a Savings Account, Multi-currency Savings, Multi-currency Bank Account, or a regular Bank Account.

  • Instant Payments – Send and receive money instantly, anytime.

  • Scheduled Payments – Automate transfers with ease.

  • bunq.me Requests – Create personalized payment requests and get paid faster.

  • Apple Pay & Google Pay – Pay seamlessly with your phone.

  • (Instant) IBAN to IBAN Transfers – Move money quickly across accounts.

🌍 Save & Spend Smart

  • Virtual Card – Instantly access a Virtual Card for online payments with Apple Pay or Google Pay, at no extra cost.

  • Foreign Currency Transfer – Spend in multiple currencies effortlessly.

  • ZeroFX – Exchange up to €1,000 per year with zero fees.

  • MassInterest – Earn interest on your savings, paid weekly:

  • Up to 2.01% for EEA residents.

  • Up to 3.01% for savings in USD and GBP.

🌱 Make an Impact

Planting Trees as You Go – For every €1,000 spent with your bunq card, a tree is planted to help offset your CO2 footprint.

🚀 Extra Perks & Convenience

  • Tap to Pay – Accept card payments directly with your phone.

  • eSIM – Save up to 90% on roaming costs when you travel.

  • bunq Web – Manage your finances from any device.

  • Joint Accounts – Share an account with friends or family.

  • Group Expenses – Easily track and split costs with others.

🔒 Security & Peace of Mind

  • Biometric ID – Secure login with fingerprint or Face ID.

  • Deposit Protection – Your funds are safe and insured.

  • Instant Notifications – Stay on top of your transactions.

  • 24/7 Support – Get help whenever you need it.

Can I also switch to another account at a later stage?

Of course, to truly experience life without the hassle of money admin you can always switch to bunq Free, bunq Core, bunq Pro or bunq Elite in seconds. ✨

How does bunq protect my bank account?

At bunq, your security is our absolute priority. Throughout our entire history, not a single cent has been lost due to a security breach. Our state-of-the-art security systems are designed to protect you and your money at all times.

  • Real-time monitoring: Our systems constantly watch for suspicious activity.

  • Instant account lockdown: If anything seems out of the ordinary, we can quickly secure your account to prevent unauthorized access.

  • Robust security protocols: We follow industry-leading best practices and continuously update our systems to ensure your data and money remain protected.

Want to learn more? Follow this link.

Compare our plans

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Compare our plans

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Compare our plans

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.